The financing and the home — handled by one person. 15+ years, 1,000+ mortgages, and a broker who shops 100+ lenders, not just the loan a bank can sell.
A loan officer at a bank can only offer that bank's products. As an independent broker, I shop 100+ wholesale lenders to find the loan that actually fits you — which usually means a lower rate, a faster close, and options a bank simply doesn't have.
Because I shop 100+ lenders, I can place loans a single bank turns away.
Buy your next home with the right loan, shopped across 100+ lenders.
Lower your rate or payment when the market moves your way.
Put your equity to work — renovations, investing, or consolidating debt.
Qualify on real income. Many programs need no tax returns.
Finance rentals on the property's cash flow — not your W-2.
Low- and no-down options for veterans, first-timers, and rural buyers.
A quick, secure application. No stack of paperwork to start.
You get the winner — the best rate and terms for your situation.
I chase every condition and keep everyone updated, so nothing stalls.
Close on time and move in — done right, start to finish.
Most people juggle a lender and an agent who never talk. With Kristi, it's one professional handling both — so nothing falls through the cracks.
Pre-approval, purchase loans, refinances, and equity options — with 100+ lenders shopped for the right fit.
Explore loan programs →List your home or find your next one — guided by someone who understands the numbers behind every offer.
Real estate with Kristi →Over 15 years and 1,000+ mortgages, I've learned that the best outcomes come from someone who sees the whole picture. I'm not just a broker — I've personally invested in 50+ properties, so I understand real estate as an owner, not just a lender.
That means real-world advice, straight numbers, and a warm hand to hold through every step home.
More about KristiReal reviews from real clients. See why buyers, sellers, and borrowers keep coming back.
"A big shout-out to Kristi Olson! We reached out to around 15 lenders and she came through for us… 10 days from application to money in our account. Great rate, no appraisal, nothing up front. If you want a HELOC or need a mortgage loan, she's your gal."
"Having her as both our realtor and mortgage broker made the entire home-buying process seamless and stress-free. It's rare to find someone who can handle both sides so efficiently, but Kristi exceeded every expectation."
"Kristi went above and beyond when she caught an error in our loan that would have cost us more than $3,000 — her attention to detail saved us a significant amount of money. We felt supported every step of the way. Highly recommend!"
"Kristi Olson Loans is the best! She went above and beyond to make sure our VA loan closed on time. This was our second mortgage with her, and both times have been nothing short of amazing."
"We're so grateful for everything Kristi did for us! We didn't think we'd even be homeowners the way things are these days, but she helped tremendously. We love her dearly!"
"Highly recommend!! We are returning clients of Kristi because she and her team are professional, kind, and guide us through the process every time. We trust her!"
I originate loans in Arizona and Missouri — and through Barrett Financial's multi-state network, I can connect you with a trusted, licensed loan officer across much of the country. Reach out and I'll get you to the right person.
Reach out — wherever you areGet pre-approved in minutes or just ask a question. No pressure, real answers.